Fee-Impact Calculator · Free

    The 1% advisory fee that
    quietly costs you a house.

    Most advisors charge ~1% of your portfolio every year — whether they make you money or not. Compounded over 25 years, that fee can erase hundreds of thousands of dollars from your retirement. See your real number below.

    $

    Industry average is 1.0% – 1.25% AUM.

    After 25 years at 7% gross return

    Without the fee$2,713,716
    With 1.00% fee$2,145,935
    Lost to fees−$567,781

    Assumes constant portfolio with no contributions/withdrawals. Real-world fees compound on a growing balance — your actual loss is often higher.

    Get the full Portfolio Longevity Report

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    No spam·30% of revenue → financial literacy

    Advanced Portfolio Longevity Simulator

    Model exactly how long your money lasts with custom withdrawals, inflation, and asset mix.

    Monte Carlo Stress Test

    Run 1,000 randomized retirement scenarios and see your real probability of success.

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    10 hand-selected holdings with our outperformance thesis — updated quarterly.

    See premium plan — $199/year

    Less than the fee a $15,000 portfolio pays a 1% advisor in a single year.